ACH in · amount vs. 90-day average
Livev4Change pending
Logic
Incoming ACH more than 2× the customer's 90-day average credit. An originator seen for less than 3 months adds 25 points.
Thresholds by customer risk
Parameterlow riskmedium riskhigh risk
Above 90-day average2×2×2×
New originator under3 months3 months3 months
Change pending approval
Exclude established payroll originators (6+ months) when the credit is within 3× average and matches a prior bonus run.
Alerts 286 → 41SARs still caught 1SARs missed 0
Requested by Marcus Bell · approver Dana WhitfieldWaiting on Dana Whitfield
Hickory agent on this rule
97% agreement with analysts251 cases · 90 days
Version history
Version
Date
Change
Requested
Approved
Review due